• Despite recent market volatility from inflation concerns and tariff uncertainty, diversification continues to provide benefits. Last week real assets led the way and are now also leading performance both year-to-date and over the trailing 12 months.
  • This week's "Liberation Day" tariff implementation and key employment reports could mark a pivotal turning point for markets, potentially providing clarity while influencing Federal Reserve policy decisions.
  • Could the first quarter be the beginning of a "New Bull Market in Diversification" as globally diversified portfolios showed remarkable resilience? Balanced portfolios are poised to see positive quarterly returns despite the U.S. stock market challenges.
     


Market Review

Equity and fixed income markets faced headwinds last week as tariff concerns, higher-than-expected inflation data, and declining consumer sentiment weighed on investor psychology. While both stocks and bonds retreated, real assets demonstrated their diversification value, posting gains during this volatile period. Crude oil prices climbed 2%, marking their third consecutive weekly increase. This performance reinforces the trend we have observed throughout 2025, with diversification providing value to balanced portfolios including real assets leading performance both year-to-date and over the trailing 12-month period.


 

Economic Review: Consumer Sentiment Deteriorates 

The Federal Reserve's preferred inflation metric, Core Personal Consumption Expenditures (PCE), came in at 2.8% year-over-year for February, slightly exceeding economist forecasts. This core reading, which excludes volatile food and energy components, provides a clearer picture of underlying inflation trends. Consumer spending also showed weaker-than-anticipated growth, potentially signaling caution among households.

Consumer sentiment deteriorated significantly, dropping 12% in March according to the University of Michigan's Survey of Consumers—the third consecutive monthly decline and the lowest reading since 2022. Inflation expectations were their worst in over 30 years. Respondents expressed mounting concerns about inflation, economic policy direction, and income prospects, with two-thirds anticipating rising unemployment in the coming year. By the week’s end, it is now expected that the first quarter GDP will be -2.8%. 

 
 

Corporate Earnings Outlook

Despite growing economic uncertainty and some downward revisions to earnings forecasts, corporate profit expectations remain constructive entering the first quarter earnings season which begins in earnest on April 11th. Analysts still project 10-11% year-over-year earnings growth for 2025, which represents above-average growth and continues to provide fundamental support for equity valuations.

 


This Week's Outlook: “Liberation Day” 

Markets face a pivotal week on both geopolitical and economic fronts. Wednesday's "Liberation Day" looms large as the administration prepares to implement significant tariffs as part of its "America First" agenda. This event could potentially mark a positive inflection point by providing much-needed clarity to "tarrified" investors. However, international responses in the days and weeks ahead will likely sustain a degree of market anxiety.
 


Employment Data in Focus

On the economic calendar, labor market data takes center stage with the JOLTS report early in the week and Friday's comprehensive employment figures. This Friday’s non-farm payrolls report for March is still expected to show 135k new jobs and the unemployment rate staying at 4.1%. While labor conditions have softened marginally, unemployment remains near multi-decade lows—a sign of underlying economic resilience. Disappointing reports, however, could intensify the current "growth scare" while simultaneously increasing the probability of earlier and deeper Federal Reserve rate cuts. Chair Powell's Friday remarks will carry particular significance given the week's developments.


 

Big Thought: New Bull Market in Diversification

As we close the first quarter, globally diversified portfolios have demonstrated remarkable resilience. Despite challenges in the broad U.S. stock market, many balanced portfolios are poised to deliver positive quarterly returns. While global equities enter the quarter's final day with modest losses for the quarter, core fixed income, and diversifying asset classes such as global credit, alternatives, and real assets have all generated gains.

All major asset classes maintain positive returns over the trailing 12-month period, with international equities and commodities leading performance. Small-cap stocks stand as the notable exception, posting losses both year-to-date and over recent months. Their underperformance reflects the challenging environment created by concerns over slowing economic growth combined with persistently high short-term interest rates.
 

 

Closing Thoughts 

Investors maintaining properly diversified portfolios should find satisfaction in their first-quarter results—a powerful reminder that diversification remains one of the most effective risk management tools available to long-term investors. Staying invested, staying diversified, and staying disciplined should continue helping investors pursue their goals of financial success.

if you have any questions, please don’t hesitate to reach out to us at strategists@brinkercapital.com or at rusty@orion.com. Thank you for your time and trust. 
 

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Key Data

Stocks, Bonds, Alternatives, and Real Assets as of March 28, 2025

Security Name

Risk Score

1 Wk

1 Mo

QTD

YTD

1 Yr

3 Yr Ann.

Global Equities (60% US, 40% Intl)

100

-1.30%

-3.12%

-0.51%

-0.51%

7.39%

7.24%

S&P 500 Total Return

102

-1.52%

-6.16%

-4.81%

-4.81%

7.64%

8.51%

Dow Jones Industrial Average

97

-0.96%

-5.01%

-1.85%

-1.85%

6.33%

8.10%

NASDAQ 100 Total Return

122

-2.39%

-7.60%

-8.06%

-8.06%

6.45%

9.68%

TV Benchmark

107

-1.62%

-6.26%

-4.91%

-4.91%

6.81%

8.76%

Morningstar US Large Cap

102

-1.77%

-6.69%

-5.52%

-5.52%

8.81%

9.28%

Morningstar US Mid Cap

113

-0.98%

-5.02%

-3.07%

-3.07%

2.64%

4.54%

Morningstar US Small Cap

125

-1.14%

-6.00%

-6.14%

-6.14%

-1.57%

2.83%

Morningstar US Value

98

-0.18%

-2.98%

3.26%

3.26%

8.36%

8.15%

Morningstar US Growth

126

-2.30%

-7.75%

-8.68%

-8.68%

4.04%

3.55%

MSCI ACWI Ex USA 

98

-0.90%

1.69%

7.29%

7.29%

8.76%

6.20%

MSCI EAFE 

101

-0.97%

1.80%

9.25%

9.25%

7.74%

7.94%

MSCI EM

98

-0.86%

2.44%

4.81%

4.81%

10.86%

3.03%

Bloomberg US Agg Bond Index

27

-0.71%

-0.35%

1.98%

1.98%

4.06%

0.60%

Bloomberg High Yield Corp Bond Index

41

-0.44%

-0.95%

1.08%

1.08%

7.77%

5.34%

Bloomberg Commodity Index

70

0.54%

3.30%

8.22%

8.22%

11.60%

-1.44%

Wilshire Liquid Alternative Index

25

-0.35%

-1.07%

0.65%

0.65%

1.89%

2.34%

US Dollar

10

0.47%

-2.71%

-3.83%

-3.83%

-0.01%

1.84%

Bloomberg US Treasury Bill 1-3mo

1

0.08%

0.33%

1.03%

1.03%

5.02%

4.32%

Source: Morningstar

The TV Benchmark represents an average of the S&P 500, Dow Jones IA, and NASDAQ 100 return indexes. The Orion Risk Score represents risk relative to the global equity market.

 

 

Interest Rates as of March 28, 2025

Rate

This Week

1 Wk Δ%

13-Wk Treasury Yield

4.18%

-0.01%

10-Yr Treasury Yield

4.26%

0.00%

Bloomberg US Agg Yield

4.66%

0.00%

Avg Money Mkt Yield

4.13%

0.00%

Avg 30-Yr Mortgage Rate

6.71%

0.01%

Sources: Yahoo Finance, S&P Global, Crane Data, BankRate

 

 

Key Economic Data Last Week

Data Point

Expectation

Actual

S&P Flash U.S. Services PMI

51.5

54.3

S&P Flash U.S. Manufacturing PMI

51.5

49.8

Consumer Confidence

93.5

92.9

Personal Income

0.4%

0.8%

Personal Consumption Expenditures (PCE) YoY

2.5%

2.5%

Core PCE YoY

2.7%

2.8%

Source: MarketWatch,  First Trust

 

 

Key Economic Data This Week

Data Point

Expectation

Release Date

ISM Manufacturing

49.5%

4/1/25

ADP Employment

120,000

4/2/25

ISM Services

54.1%

4/3/25

U.S. Trade Deficit

-$123.0B

4/3/25

U.S. Unemployment Rate

4.1%

4/4/25

Hourly Wages YoY

3.9%

4/4/25

Source: MarketWatch

 
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The views expressed herein are exclusively those of Orion Portfolio Solutions, LLC d/b/a Brinker Capital Investments, a registered Investment Advisor, and are not meant as investment advice and are subject to change. Information contained herein is derived from sources we believe to be reliable, however, we do not represent that this information is complete or accurate and it should not be relied upon as such. This information is prepared for general information only. It does not have regard to the specific investment objectives, financial situation, and the particular needs of any specific person.

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