As we wrap up a dynamic year in the markets, the Orion Investment Strategy team takes a moment to reflect, share highlights, and look ahead to 2026. In this year-end conversation, the team discusses the topics that defined 2025, from unprecedented tariff announcements to gold’s standout performance, and the key trends they are watching as we move into the new year, including M&A activity, IPO issuance, consumer health, and opportunities for market broadening. You will also hear a few personal highlights and holiday traditions as the team signs off with gratitude for your continued engagement.

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Orion Portfolio Solutions, LLC ("OPS") is a registered Investment advisor. The views expressed herein are exclusively those of OPS and are not meant as investment advice and are subject to change. No part of this report may be reproduced in any manner without the express written permission of OPS. Information contained herein is derived from sources we believe to be reliable, however, we do not represent that this information is complete or accurate and it should not be relied upon as such. This information is prepared for general information only. It does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person.