• Markets Rebounded Broadly: After a four-week decline, all major asset classes posted gains, with international and value stocks leading the charge.
  • Mixed Economic Signals Persist: While housing improved, retail sales and leading indicators were soft; the Fed held rates steady but hinted at inflation being more “transitory” than persistent.
  • Long-Term Perspective Remains Key: Amid ongoing market uncertainty, staying disciplined, diversified, and focused on long-term goals is the best approach for investors.
     


Markets Find Their Footing

Markets staged a modest but welcome recovery last week, with the S&P 500 and NASDAQ snapping their four-week losing streaks. While the bounce was not dramatic, it was broad-based — all major asset classes posted gains. International equities continued their strong run, with developed international stocks now up over 10% year-to-date, and emerging markets leading all major equity groups over the past year. Germany and China, for instance, are each up more than 20% YTD. US value stocks are also having their moment, outperforming US growth by 10% this year.


 

Mixed Signals from the Economy 

Still, the economic backdrop remains mixed — a familiar theme in this cycle. Housing data surprised to the upside, bolstered by slightly lower mortgage rates, while retail sales underwhelmed. Interestingly, retail stocks still rallied after recent pressure, perhaps signaling that investors are looking ahead. The composite of leading indicators came in negative and was a bit worse than expected, suggesting ongoing caution in the broader economy.

 
 

Fed Holds Steady, with Nuance

As anticipated, the Federal Reserve left short-term interest rates unchanged. More importantly, they offered updated guidance: slightly lower growth projections, modestly higher inflation expectations, and a surprising return of the word “transitory” — this time referring to the expected limited impact of tariffs on long-term inflation. The takeaway? The Fed remains data-dependent and flexible, not rigid.

 


Key Reports Ahead This Week 

The spotlight turns to the Fed’s preferred inflation metric — the PCE report — scheduled for release on Friday. It will likely set the tone for upcoming policy expectations. Also on the docket: consumer confidence (which has been softening recently) and manufacturing activity (which has shown signs of life).

Investor sentiment is currently being shaped by a mix of competing narratives: tariff and inflation risks, ongoing recession chatter, labor market developments, and housing affordability. All valid concerns, but none are new — and markets have a history of climbing walls of worry.

 


A Case for Calm 

In times like these, it is helpful to revisit one of the most powerful truths in investing is that uncertainty is not the enemy — it is part of the process. Since 1928, markets have endured wars, recessions, inflation, pandemics, and countless other crises, yet they have rewarded those who stayed the course. Patience, discipline, and diversification remain the investor’s best allies. Investors embracing this mindset is one of the most valuable things they can do to help achieve their long-term financial goals.


 

Final Thoughts: 

So where does that leave us? With a cautious but constructive outlook. Risks remain, but so do opportunities. The Fed is watching the data. Global markets are gaining traction. Value stocks are asserting leadership. Staying grounded and flexible should continue helping investors pursue their version of financial success — even when the headlines say otherwise.

if you have any questions, please don’t hesitate to reach out to us at strategists@brinkercapital.com or at rusty@orion.com. Thank you for your time and trust. 

 

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Key Data

Stocks, Bonds, Alternatives, and Real Assets as of March 21, 2025

Security Name

Risk Score

1 Wk

1 Mo

QTD

YTD

1 Yr

3 Yr Ann.

Global Equities (60% US, 40% Intl)

100

0.79%

-3.13%

0.81%

0.81%

8.93%

8.24%

S&P 500 Total Return

102

0.53%

-5.62%

-3.34%

-3.34%

9.60%

9.99%

Dow Jones Industrial Average

97

1.21%

-3.12%

-0.91%

-0.91%

7.43%

8.87%

NASDAQ 100 Total Return

122

0.27%

-8.52%

-5.81%

-5.81%

8.67%

12.12%

TV Benchmark

107

0.67%

-5.76%

-3.35%

-3.35%

8.57%

10.33%

Morningstar US Large Cap

102

0.47%

-6.21%

-3.82%

-3.82%

10.82%

10.98%

Morningstar US Mid Cap

113

1.15%

-4.07%

-2.11%

-2.11%

4.67%

5.38%

Morningstar US Small Cap

125

0.80%

-5.51%

-5.06%

-5.06%

0.97%

3.50%

Morningstar US Value

98

1.07%

-1.60%

3.44%

3.44%

10.10%

8.74%

Morningstar US Growth

126

0.74%

-7.70%

-6.53%

-6.53%

6.55%

5.70%

MSCI ACWI Ex USA 

98

0.99%

0.78%

8.26%

8.26%

9.51%

6.56%

MSCI EAFE 

101

0.79%

1.96%

10.32%

10.32%

8.70%

8.21%

MSCI EM

98

1.16%

-1.12%

5.72%

5.72%

11.08%

3.64%

Bloomberg US Agg Bond Index

27

0.49%

1.10%

2.59%

2.59%

5.27%

0.48%

Bloomberg High Yield Corp Bond Index

41

0.43%

-0.12%

1.52%

1.52%

8.41%

5.35%

Bloomberg Commodity Index

70

0.47%

-1.09%

7.64%

7.64%

11.17%

-1.47%

Wilshire Liquid Alternative Index

25

0.27%

-0.58%

1.01%

1.01%

2.40%

2.56%

US Dollar

10

0.02%

-2.37%

-4.27%

-4.27%

0.41%

1.87%

Bloomberg US Treasury Bill 1-3mo

1

0.08%

0.33%

0.95%

0.95%

5.09%

4.30%

Source: Morningstar

The TV Benchmark represents an average of the S&P 500, Dow Jones IA, and NASDAQ 100 return indexes. The Orion Risk Score represents risk relative to the global equity market.

 

 

Interest Rates as of March 21, 2025

Rate

This Week

1 Wk Δ%

13-Wk Treasury Yield

4.19%

-0.01%

10-Yr Treasury Yield

4.25%

-0.06%

Bloomberg US Agg Yield

4.66%

0.08%

Avg Money Mkt Yield

4.13%

-0.02%

Avg 30-Yr Mortgage Rate

6.70%

0.01%

Sources: Yahoo Finance, S&P Global, Crane Data, BankRate

 

 

Key Economic Data Last Week

Data Point

Expectation

Actual

US Retail Sales

0.6%

0.2%

Housing Starts

1.38M

1.50M

FOMC Interest Rate Decision

No Cut

No Cut

Existing Home Sales

3.97M

4.26M

US Leading Economic Indicators

-0.2%

-0.3%

Source: MarketWatch,  First Trust

 

 

Key Economic Data This Week

Data Point

Expectation

Release Date

S&P Flash U.S. Services PMI

51.5

3/24/25

S&P Flash U.S. Manufacturing PMI

51.5

3/24/25

Consumer Confidence

95.0

3/25/25

Personal Income

0.4%

3/28/25

Personal Consumption Expenditures (PCE) YoY

2.5%

3/28/25

Core PCE YoY

2.7%

3/28/25

Source: MarketWatch

 
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The views expressed herein are exclusively those of Orion Portfolio Solutions, LLC d/b/a Brinker Capital Investments, a registered Investment Advisor, and are not meant as investment advice and are subject to change. Information contained herein is derived from sources we believe to be reliable, however, we do not represent that this information is complete or accurate and it should not be relied upon as such. This information is prepared for general information only. It does not have regard to the specific investment objectives, financial situation, and the particular needs of any specific person.

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