• Tariff tensions and Fed uncertainty stirred market volatility, with tech stocks under pressure and Fed Chair Powell signaling a cautious, wait-and-see approach amid political scrutiny.
  • Retail sales beat expectations, but optimism was muted as investors questioned whether the gains reflected true strength or pre-tariff stockpiling.
  • Global markets remained resilient, with international equities and small caps leading, emphasizing the importance of disciplined investing and diversification in uncertain times.
     


Last Week in the Markets

Last week, the markets were shortened due to the Good Friday holiday, but the news flow was anything but quiet. Despite persistent uncertainties, particularly surrounding tariffs and Federal Reserve policy, global markets still managed to post generally positive results—an encouraging sign that resilience remains a core market characteristic.

 
 

Tariffs and Tech: A Tug-of-War

Tariff uncertainty once again dominated the headlines. The latest developments had a noticeable impact on the large-cap growth and technology sectors, with Nvidia facing pressure following news that its business could be directly affected by new tariff implementations. While these headline-grabbing stories generate plenty of short-term concern, it is worth remembering that market leadership tends to shift in such environments—and diversification helps mitigate the pain.

On the economic front, Retail Sales came in stronger than expected—a significant positive surprise. However, markets were hesitant to cheer, as some investors interpreted the strength because of pre-tariff stockpiling, potentially clouding the longer-term trend.
 


The Fed and the Fight for Independence

Federal Reserve Chair Jerome Powell was at the center of attention again last week. His comments echoed the consensus view that tariffs could lead to lower growth and higher inflation. But more striking was his assertion that the Fed still needs clarity on how the tariff picture will evolve before taking further action—triggering sharp market reactions and dramatic headlines.

In response, President Trump criticized Powell for not having already lowered rates, even suggesting the possibility of removing him from his post—a move that would undoubtedly call into question the Fed’s independence. Despite the theatrics, current market expectations still lean toward rate cuts this year, though more hawkish voices are beginning to emerge.
 

 

Market Performance Snapshot

Despite the drama, global equities posted a positive week, led by international stocks. U.S. small caps also had a stronger showing. Interest rates declined, lifting the Bloomberg Aggregate Bond Index slightly. For the year-to-date period, EAFE (developed international markets) remains the leader, followed by commodities, while broad U.S. equity benchmarks remain in negative territory—highlighting the benefits of diversified global exposure.
 

 

Looking Ahead: Earnings and Economic Data on Deck

This week will be pivotal. Tariff developments continue to drive market direction, but corporate earnings will also take center stage. Roughly 20% of companies in the S&P 500 report this week, including heavyweights like Alphabet and Tesla. With only 12% of companies having reported so far, early results are underwhelming, as fewer firms are beating expectations compared to typical quarters.

On the economic calendar, keep an eye on manufacturing surveys, housing data, and consumer sentiment—all potential catalysts for market movements.
 

 

What Should Investors Do Amid the Whirlwind?

In times like these, when headlines are loud and uncertainty is high, investors often ask: What now? The answer begins with understanding that every investor’s journey is unique. Retirees, those approaching retirement, and younger investors each have different objectives and risk profiles. Still, the core principles of sound investing remain the same—especially in volatile environments.

First, embrace uncertainty. No one can predict the future with certainty. Acknowledging “I don’t know” is not a weakness; it is a strength. It helps prevent emotional, reactive decisions that can derail long-term plans.

Second, trust the process over instinct. Well-constructed portfolios, grounded in diversification, strategic rebalancing, and long-term discipline, are built to weather periods just like this. These systems offer structure and stability when emotions might otherwise take the wheel.

Above all: Stay invested, stay diversified, and stay disciplined. In a world that is always shifting, calm and consistent action—guided by a thoughtful plan—is the foundation of long-term success.

if you have any questions, please don’t hesitate to reach out to us at strategists@brinkercapital.com or at rusty@orion.com. Thank you for your time and trust. 
 

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Key Data

Stocks, Bonds, Alternatives, and Real Assets as of April 18, 2025

Security Name

Risk Score

1 Wk

1 Mo

QTD

YTD

1 Yr

3 Yr Ann.

Global Equities (60% US, 40% Intl)

100

0.68%

-4.88%

-3.42%

-4.33%

7.81%

6.95%

S&P 500 Total Return

102

0.29%

-6.82%

-5.81%

-9.83%

6.62%

8.00%

Dow Jones Industrial Average

97

-1.14%

-6.39%

-6.75%

-7.56%

5.54%

6.46%

NASDAQ 100 Total Return

122

-0.47%

-7.80%

-5.27%

-12.92%

5.19%

10.46%

TV Benchmark

107

-0.44%

-7.01%

-5.94%

-10.10%

5.78%

8.31%

Morningstar US Large Cap

102

-1.98%

-5.93%

-5.82%

-10.60%

7.45%

8.98%

Morningstar US Mid Cap

113

0.77%

-5.32%

-5.35%

-7.73%

4.18%

3.70%

Morningstar US Small Cap

125

0.78%

-7.18%

-6.42%

-12.11%

0.11%

1.78%

Morningstar US Value

98

0.02%

-5.44%

-6.40%

-2.25%

8.40%

6.33%

Morningstar US Growth

126

-1.48%

-5.68%

-4.44%

-13.26%

5.81%

4.89%

MSCI ACWI Ex USA 

98

3.61%

-4.28%

-0.74%

4.58%

9.82%

5.83%

MSCI EAFE 

101

4.34%

-3.99%

0.02%

7.03%

10.04%

7.78%

MSCI EM

98

2.30%

-6.38%

-2.79%

-0.14%

8.05%

1.95%

Bloomberg US Agg Bond Index

27

0.69%

-0.23%

-0.78%

1.98%

6.38%

1.20%

Bloomberg High Yield Corp Bond Index

41

1.38%

-1.41%

-1.17%

-0.18%

8.27%

5.21%

Bloomberg Commodity Index

70

3.21%

-2.01%

-3.08%

5.52%

5.59%

-3.84%

Wilshire Liquid Alternative Index

25

0.56%

-2.20%

-2.08%

-1.34%

1.14%

1.78%

US Dollar

10

-1.48%

-3.86%

-4.64%

-8.40%

-6.21%

-0.31%

Bloomberg US Treasury Bill 1-3mo

1

0.12%

0.40%

0.24%

1.28%

5.02%

4.41%

Source: Morningstar

The TV Benchmark represents an average of the S&P 500, Dow Jones IA, and NASDAQ 100 return indexes. The Orion Risk Score represents risk relative to the global equity market.

 

 

Interest Rates as of April 18, 2025

Rate

This Week

1 Wk Δ%

13-Wk Treasury Yield

4.21%

0.00%

10-Yr Treasury Yield

4.33%

-0.16%

Bloomberg US Agg Yield

4.76%

-0.14%

Avg Money Mkt Yield

4.14%

0.00%

Avg 30-Yr Mortgage Rate

6.76%

0.06%

Sources: MarketWatch, First Trust

 

 

Key Economic Data Last Week

Data Point

Expectation

Actual

Import Price Index

0.0%

-0.1%

U.S. Retail Sales

1.2%

1.4%

Housing Starts

1.41M

1.32M

Building Permits

1.44M

1.48M

Source: MarketWatch,  First Trust

 

 

Key Economic Data This Week

Data Point

Expectation

Release Date

US Leading Economic Indicators

(0.5%)

4/21/25

New Home Sales

680,000

4/23/25

Existing Home Sales

4.10M

4/24/25

Consumer Sentiment

50.8

4/25/25

Source: MarketWatch

 
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The views expressed herein are exclusively those of Orion Portfolio Solutions, LLC d/b/a Brinker Capital Investments, a registered Investment Advisor, and are not meant as investment advice and are subject to change. Information contained herein is derived from sources we believe to be reliable, however, we do not represent that this information is complete or accurate and it should not be relied upon as such. This information is prepared for general information only. It does not have regard to the specific investment objectives, financial situation, and the particular needs of any specific person.

An index is an unmanaged group of assets considered to be representative of a select segment or segments of the market in general, as determined by the index manager for the purposes of managing a specific index. You cannot invest directly in an index.

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